We strive at making our motorcycle loan
program and process as simple and hassle-free as possible. Below, are answers to
questions that we receive frequently.
If you still have questions after examining this page, we invite you to
contact us so that we can further assist you.
When applying for good or bad credit motorcycle loans, it is vital that you obtain a copy of your credit report. You need to
do away with the chance that there might be errors that can damage--or
terminate--your motorcycle loan. You can get your
FREE 2020 credit scores and credit report by clicking
How does your program work? What is the
process? How long does it take?
The means by which applicants obtain motorcycle loans is simple.
First, fill out the short, secure application for financing. Upon
application submission, you will be contacted by a lender, sometimes within
minutes. If approved, you can arrange to have your loan funds
deposited directly into your account that same day you apply. Or you
can opt to have a check sent to you in the mail overnight. No matter
which option you select for cash delivery, you will have the money you
Do you lend to people with bad credit
or no credit?
The Motorcycle Loan Center offers loan programs for people with
bad credit and
no credit. Providing loans
for people with less than perfect credit or for those looking to
establish credit is our specialty. ** We can not help you if you have
an active bankruptcy.
How much can I borrow? What is the maximum duration of the loans?
You can borrow up to $50,000. Loan terms range from 12, 24, 36,
48, or 60 months. One of our lenders will work our a low rate loan program that
fits your budget. Approved borrowing amounts will be determined by
motorcycle loan calculator to determine what your monthly
payments can be.
How are payments made? Are there penalties for paying off the loan
Payments are made monthly either through our direct pay system
(funds automatically deducted from your checking account) or by
monthly payment vouchers. There is no pre-payment penalty.
Do I have to purchase a bike from a dealer?
No. You can use your motorcycle loan to buy a bike from a private
seller or from a dealer. The choice is yours.
Can I get a loan to buy a custom motorcycle?
SURE! We have special programs for those looking to get approved
for custom motorcycle loans or chopper loans!
What about motor scooters?
YES! We offer gas and
electric motor scooter loans.
Do you offer refinancing programs?
YES! Learn more about the
motorcycle loan refinancing programs we offer.
If you have any questions that are not answered above, please
contact us. We will help you to the best of
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