We strive at making our motorcycle loan program and process as simple and hassle-free as possible. Below, are answers to questions that we receive frequently.

If you still have questions after examining this page, we invite you to contact us so that we can further assist you.

**Please note** When applying for good or bad credit motorcycle loans, it is vital that you obtain a copy of your credit report. You need to do away with the chance that there might be errors that can damage--or terminate--your motorcycle loan. You can get your FREE 2020 credit scores and credit report by clicking here.

How does your program work? What is the process? How long does it take?
The means by which applicants obtain motorcycle loans is simple. First, fill out the short, secure application for financing. Upon application submission, you will be contacted by a lender, sometimes within minutes. If approved, you can arrange to have your loan funds deposited directly into your account that same day you apply. Or you can opt to have a check sent to you in the mail overnight. No matter which option you select for cash delivery, you will have the money you need fast!

Do you lend to people with bad credit or no credit?
The Motorcycle Loan Center offers loan programs for people with bad credit and no credit. Providing loans for people with less than perfect credit or for those looking to establish credit is our specialty. ** We can not help you if you have an active bankruptcy.

How much can I borrow? What is the maximum duration of the loans?
You can borrow up to $50,000. Loan terms range from 12, 24, 36, 48, or 60 months. One of our lenders will work our a low rate loan program that fits your budget. Approved borrowing amounts will be determined by credit worthiness.

**Use our motorcycle loan calculator to determine what your monthly payments can be.

How are payments made? Are there penalties for paying off the loan early?
Payments are made monthly either through our direct pay system (funds automatically deducted from your checking account) or by monthly payment vouchers. There is no pre-payment penalty.

Do I have to purchase a bike from a dealer?
No. You can use your motorcycle loan to buy a bike from a private seller or from a dealer. The choice is yours.

Can I get a loan to buy a custom motorcycle?
SURE! We have special programs for those looking to get approved for custom motorcycle loans or chopper loans!

What about motor scooters?
YES! We offer gas and electric motor scooter loans.

Do you offer refinancing programs?
YES! Learn more about the motorcycle loan refinancing programs we offer.

If you have any questions that are not answered above, please contact us. We will help you to the best of our abilities.

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