It is very exciting buying a new bike. Be careful not to buy on impulse! Do your research! Buy with confidence! Know what bike you want and what you want to spend. Doing this will allow you to be prepared, likely getting you a good deal.

Below are some additional tips and suggestions you should follow when in the market for a new motorcycle. You can also learn about buying a used motorcycle.


Buying the Right Bike

Size Matters
- Bigger is not always better! If you buy a bike that does not fit you, you will not only have an uncomfortable ride, you increase your chances for crashing. Driving a bike that is too big is not easy, especially if you are a new rider.

Type of Riding - When trying to figure out what kind of motorcycle to buy, you need to think about what kind of riding you are going to be doing the majority of the time. If you plan on ripping up mountain roads, a sport bike is what you are likely going to want to purchase. On the contrary, if you plan on riding the highways or boulevards, then a cruiser motorcycle is a more practical choice.

Research the Bike You Are Interested In
- You want to educate yourself as much as possible before going to the dealership. Buy magazines. Surf the web. You can find an abundant amount of information that will give you the knowledge you need to make wise purchasing decisions. Most dealers do not allow you to test drive motorcycles for insurance reasons. Therefore, you need to read reviews until you are 100% sure that the bike is the right bike for you.

Talk to Other Riders - If you see someone on the road with the motorcycle you are interested in, stop them and ask questions. Most fellow motorcycle enthusiasts will be happy to help you in any way they can. Who knows, maybe they will let you try their bike for a test ride.

The Price
Prices of new bikes will not vary too much from state to state and will be pretty consistent to the MSRP and reports in magazines. The only thing that can make the price of a motorcycle increase is if the bike is a very popular model.

Invoice Pricing - You can find out what the dealers are paying for bikes at websites like

Closing the Deal
Buying a new motorcycle is nowhere near as confusing as buying a new automobile. The majority of bike dealers do not look to swindle you for every penny they can with high pressure sales practices.

More reasons why purchasing a bike is easier than a car:
1. Motorcycle ads are straight forward. You really don't need to be concerned about reading the 'fine print'.
2. Motorcycles do not have many extras or options available.
3. There are not different lines of the same motorcycles. You won't have to worry about the dealer trying to sell you the 'top of the line' of a specific model.
4. Bikes do not have factory incentives or rebates or factory warranties.
5. Leasing a motorcycle is not an option. So the confusion of whether to lease or buy is taken out of the equation

Trading in Your O
ld Bike
This is an area that you need to educate yourself in before you go to the dealer. Check out what your bike is going for in the classifieds and look up the price in the Kelly Blue Book. You want to make sure you get the best deal for your trade-in.

- Do not talk about your trade-in until you are finalized on a buying price of the new bike. The salesperson may look to get more money out of you if they know you are trading in. Also, you may want to try and sell your bike on your own. You will likely get more money than if you trade it in.

What Makes Up the Final Price of a Motorcycle Sale
The final price is made up of several components:
1. Selling Price - The total cost you will be paying.
2. Shipping - This is the cost of having the bike delivered to the dealer from the manufacturer. Sometimes the dealer will absorb this cost in the selling price.
3. Preparation - This is the cost of having the bike assembled and made 'ready' for you to drive.
4. Tire Disposal - This is a fee that everyone has to pay.
5. Tax - Everyone pays tax.
6. Tag/Title - This is the cost of getting a license plate and registering the vehicle in your name with the state.

**If you are buying a new motorcycle or a used one from a dealer, you should explore buying a prepaid motorcycle maintenance contract.

Paying for Your Bike
You have two options. You can either pay for the total cost of your motorcycle by yourself. Or, you can apply for a motorcycle loan with The Motorcycle Loan Center, Inc. and allow us to provide you with convenient low rate financing. Consider a down payment to avoid owing more for your bike than it is worth.

Insuring Your Bike
It is a good idea to explore the different options you have for motorcycle insurance. When buying a new bike it is important to consider buying gap insurance.

We also feature purchasing information and riding advice for first time motorcycle riders.


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