BUYING AN ATV
Regardless if you are a first-time buyer or have previously owned an ATV, following the tips below will help ensure that you buy the right machine for your needs. It is also important that ride an ATV safely and follow your
states' off road riding laws.

Get more info about the ATV loans we offer.

How much do you want to spend?
When buying any sort of recreational vehicle, important decisions need to be made. The
most important decision is determining how much money you can spend. New ATVs can cost $3500 to as much as $10,000 depending on the model you choose and the add-on you select to have installed. Also, don't forget that you will need to buy a helmet which can cost between $99 - $500. If these numbers seem out of your price-range, then you will likely want to consider buying a user machine.

What are you going to use your ATV for?
There are three types of riders: those who want speed, those who use their ATVs for work and those that do a little of both. For those interested in going fast, you need to decide what kind of motor you want. Available options include either a 2 stroke motor or a 4 stroke motor in various sizes. 2 stroke motors are usually slightly faster and utilize oil mixed in the gas to help keep cylinder walls lubricated. 4 stroke do not mix oil with the gas and are slower. Therefore, those that are into racing are going to want to go with the 2 stroke.

Choosing a transmission
ATVs have three types of transmissions - automatic, standard and semi - automatic. You operate standard transmission manually by a clutch lever on the handlebars similar to driving a car that has stick shift. The clutch lever is pulled in and you shift through the gears with the foot shifter. Improper use will result in flooding and stalling; therefore beginner riders will likely want to stay away from standard. Automatic transmission operates in the same exact manner as a car giving you a gas and brake and the rest is done without your help. Semi - automatic transmission, the most common nowadays, has no clutch lever to pull and the only thing you have to do is let off the gas and shift down or up on the foot shifter. The "clutch" is used by unlocking the throttle or visa versa. Some semi - automatic transmissions recently come with optional handle bar mounted electronic shifter to eliminate the need to use your foot to shift.

How do you want your ATV to start?
ATV's usually have three options of starting them: Kick, Electric, and pull start. Kick start, as the name implies, must be kick started via a lever located on the crank case. Electric start is the easiest method for starting a machine and uses a battery and a push button ignition. The final option, pull start operates very similar to how you would start a lawn mower. If you select the electric start, you may want to choose one that also has an alternate pull start as well. In the event that your battery dies while in the middle of the woods, you will still be able to start it.

2WD or 4WD?
The options and possibilities between 4WD and 2WD are the same.  2WD models are significantly cheaper than the 4WDs. In addition 4WD machines are much larger than the 2WD and are more work oriented as a result. Having a 4WD is not the fastest machine but are more reliable in terms of not getting stuck and hauling stuff.

What make?
There are so many different makers of ATV machines. The most popular manufactures include Kawasaki, Arctic cat, Yamaha, Suzuki, Honda, Bombardier and Polaris. Regardless if you are buying a new or used, try and get a taste of several different makes and models before committing to your purchase. Everyone has different tastes and needs.

Determining Your Budget for Your Purchase


 

Home - Apply Now - Common Questions - Qualifications
Satisfied Customers - Contact Us - Get Educated - Information - Site Map

Types of Bike Financing Programs Offered
Motorcycle Loans With Good Credit - Bad Credit Motorcycles Loans - Motorcycle Loans With No Credit

To read our Terms & Conditions click here.
© 2010 All Rights Reserved MotorcycleLoanCenter.com