BUYING AN ATV
Regardless if you are a first-time buyer or have previously owned an ATV,
following the tips below will help ensure that you buy the right machine for
your needs. It is also important that
ride an ATV
safely and follow your
states'
off road riding laws.
Get more info about the
ATV loans
we offer.
How much do you want to spend?
When buying any sort of recreational vehicle, important decisions need to be
made. The most important decision is determining how
much money you can spend. New ATVs can cost $3500 to as much as $10,000
depending on the model you choose and the add-on you select to have installed.
Also, don't forget that you will need to
buy a helmet
which can cost between $99 - $500. If these numbers seem out of your
price-range, then you will likely want to consider buying a user machine.
What are you going to use your ATV for?
There are three types of riders: those who want speed, those who use their
ATVs for work and those that do a little of both. For those interested in going
fast, you need to decide what kind of motor you want. Available options include
either a 2 stroke motor or a 4 stroke motor in various sizes. 2 stroke motors
are usually slightly faster and utilize oil mixed in the gas to help keep
cylinder walls lubricated. 4 stroke do not mix oil with the gas and are slower.
Therefore, those that are into racing are going to want to go with the 2 stroke.
Choosing a transmission
ATVs have three types of transmissions - automatic, standard and semi -
automatic. You operate standard transmission manually by a clutch lever on the
handlebars similar to driving a car that has stick shift. The clutch lever is
pulled in and you shift through the gears with the foot shifter. Improper use
will result in flooding and stalling; therefore beginner riders will likely want
to stay away from standard. Automatic transmission operates in the same exact
manner as a car giving you a gas and brake and the rest is done without your
help. Semi - automatic transmission, the most common nowadays, has no clutch
lever to pull and the only thing you have to do is let off the gas and shift
down or up on the foot shifter. The "clutch" is used by unlocking the throttle
or visa versa. Some semi - automatic transmissions recently come with optional
handle bar mounted electronic shifter to eliminate the need to use your foot to
shift.
How do you want
your ATV to start?
ATV's usually have three options of starting them:
Kick, Electric, and pull start. Kick start, as the name
implies, must be kick started via a lever located on the
crank case. Electric start is the easiest method for
starting a machine and uses a battery and a push button
ignition. The final option, pull start operates very
similar to how you would start a lawn mower. If you
select the electric start, you may want to choose one
that also has an alternate pull start as well. In the
event that your battery dies while in the middle of the
woods, you will still be able to start it.
2WD or 4WD?
The options and possibilities between 4WD and 2WD are
the same. 2WD models are significantly cheaper
than the 4WDs. In addition 4WD machines are much larger
than the 2WD and are more work oriented as a result.
Having a 4WD is not the fastest machine but are more
reliable in terms of not getting stuck and hauling
stuff.
What make?
There are so many different makers of ATV machines. The most popular
manufactures include Kawasaki, Arctic cat, Yamaha, Suzuki, Honda, Bombardier and
Polaris. Regardless if you are buying a new or used, try and get a taste of
several different makes and models before committing to your purchase. Everyone
has different tastes and needs.
Determining Your Budget for Your Purchase
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